The United States Bankruptcy Court for the Southern District of Florida issued Administrative Order 14-03 “Adoption of Mortgage Modification Mediation Program and Status of Loss Mitigation Mediation Program Adopted Under AO 13-01” was entered on July 24, 2014. This Order implements the Mortgage Modification Mediation Program (MMM Program) which will replace the Loss Mitigation Mediation Program. MMM will be available to individual debtors with cases filed under any chapter on or after August 1, 2014

This MMM program is:

“designed to function as  a forum for individual debtors to explore mortgage modification options with their lenders for real property in which the debtors have an interest or are obligated on the promissory note or mortgage. The goal of MMM is to facilitate communication and exchange of information in a confidential setting and encourage the parties to finalize a feasible and beneficial agreement with the assistance and supervision of the United States Bankruptcy Court for the Southern District of Florida. Mortgage Modification Mediation options include modification of a mortgage or surrender of real property owned by an individual debtor(s).”